I was able to pay cash for this car and it has proved to be worth it. I have had no major problems with it. The heater bearings just had to be replaced. It is very comfortable especially with all the different seat adjustments you can make. It has driven well through all weather (I live in the Midwest so snow and ice). The gas mileage has been good. I do more city than highway driving but average 27 MPG. It is quiet. Plenty of room in the cabin and the trunk is a good size plus the rear seats fold down allowing for even more room. It accelerates, brakes and handles very well. I looked at the Ford Focus but that seemed more of a young persons car. I get a lot of compliments on the look and comfort of the car from passengers. The sound system is adequate even when played loud. I had no buyer's remorse and feel I got a very nice car.